Placement in long term care settings is a complicated and often stressful endeavor for many reasons, chief among them the different levels of care involved and understanding the payment for these placements. Our guest in this episode is Kevin Leinum, a senior specialist with Capstone Services, a service that helps families find senior living options and senior care options. We will be exploring these different levels of care, including memory care, independent living, and assisted living settings. Pertinent to these placement options, questions about long term care insurance will be explored in detail, including what does this insurance cover, why and when it is needed, who needs it, and the details involved in the application process. Being more informed about placement options and how long-term care insurance can help allows us to make better decisions if and when the need arises.
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